Debt-To-Wealth Program

About the "Debt-To-Wealth" Program

For several years the Debt-To-Wealth Program has been a name clients can trust. Our unique approach to financial education has always centered around families. We believe that financially strong homes today, lay the foundation to bright futures for tomorrow's generation. Unlike most financial advisors, who primarily focus on advising their clients on specific financial products they sell - 401k, IRA, Mutual Funds, & Stocks, Credit Honor teaches a proven personal financial literacy program that is based on 7 steps that allow people to get immediate control of their spending, debt, savings, and taxation. We have a comprehensive financial management system that helps individuals and families effectively manage every aspect of their financial lives.

How we can help you

Get Out of Debt:

It's a simple phrase. More than that, it's a simple idea, yet the concept eludes tens of millions of American families each year. The Debt-To-Wealth concept provides a solution for paying off debt, reducing taxes and increasing retirement savings using a safe, predictable product that provides guarantees. Credit Honor can show you how to be free from lenders in 9 years or less, including your mortgage, without spending any additional dollars.

Reduce the volume of interest you are paying to lenders. 

Decrease your taxes.

Get out of debt in half the time as your current schedule.

Save for college.

Retire with tax-favored income.

The Facts are in the Numbers

Many Americans are on a treadmill, with goals to be further ahead but just can't seem to get there with tax, tuition, inflation,  the rising cost of health care, and countless other factors. Enter the Debt-To-Wealth concept. A unique way to get off the treadmill. It's rather simple actually... stop paying banks and lenders. Take every dollar and make it go to work for you. Avoid risk and secure your future with guaranteed growth you can count on. To learn about how this concept can work for you, select the contact tab on the bottom of this page!

Traditional Way:

The average individual pays 34% of the money they earn in a lifetime out to interest. This interest goes to cars, credit cards, student loans, mortgages, all the things we finance is interest going out …and we pay taxes!

About $.40 of every dollar the average American earns goes out to taxes. Everything from income tax, to sales tax, capital gains tax, gas tax, estate tax etc.This leaves approximately 26% to pay for everything else like vehicles, clothes, insurance, gas etc. We call this Lifestyle money. Of this amount only 3% goes towards savings...

Debt-to-Wealth Way:

Most financial advisors concentrate on that 3% savings. You know what they say... “You’ve got to save more money” but most people are unable. At Credit Honor, we focus on the problem, 34% going to interest and 40% to taxes.

What if we could reduce that 34% going to interest and also reduce taxes? That would allow for more lifestyle money and would also free up cash to contribute towards savings! Using the Debt-To-Wealth 7 steps of Money Management, we can do just that.

Let's look at how banks leverage cash flow

You put a $10,000 in the bank, and the bank may give you 1% interest on those funds. Walk in the next day and try to get a $10,000 loan, what would your interest rate be? ...24%, 12%, 5%, 29%  it all depends on variables like credit score, what your getting a loan for etc.

You make 1%. The bank makes whatever percent they choose because banks are a business!

How would you like to be the bank?

  • Use your dollar like a bank
  • Give every dollar two jobs
  • Create compounding interest for yourself

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Contact Us

Do you have questions that you need to be answered? Reach out to us below with your response and best contact information to reach you, and we will get back to you within 24 hours.





Hours of Operations:

Monday: 8:00 am - 4:00 pm

Tuesday: 8:00 am - 7:00 pm

Wednesday: 8:00 am - 4:00 pm

Thursday: 8:00 am - 7:00 pm

Friday: 8:00 am - 4:00 pm

Saturday: 12:00 pm - 6:00 pm

Sunday: Closed